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What we do
We provide ongoing tax-efficient financial planning and investment management for people in or near retirement
Why we're different
We proudly differentiate ourselves from typical advisors:
We specialize in retirement planning
A lot of advisors try to be all things to all people - we don't. Our expertise is specifically in helping you make the most of your finances before and during retirement
We do tax planning
Most advisors aren't willing or able to give tax advice. We incorporate careful tax minimization planning into all aspects of our services. We can also coordinate the preparation and filing of your tax returns through Tenon Tax Preparation, a separate company that's under common ownership with Tenon Financial
We're independent
We're a standalone company not affiliated with any banks, brokerages or insurance companies. This allows us to offer truly comprehensive advice without restriction or pressure to make certain recommendations
Our fees are clear and fair
We're "fee-only," which means we don't sell products for commission and don't receive any form of compensation from anyone other than you. Furthermore, we charge a flat annual fee that is NOT a percentage of the size of your investable assets
We're fiduciaries
Unlike many advisors or financial salespeople who are affiliated with banks, brokerages or insurance companies, we're regulated solely as fiduciaries. This means we're ALWAYS required to act in YOUR best interest
We understand Social Security
We have in-depth knowledge of how to maximize Social Security benefits, which are likely to be a critical part of the foundation of your retirement
We're credentialed
In addition to having relevant education, professional and academic experience, we have obtained industry designations focused on tax-efficient retirement planning & investment management:
- CFP® - CERTIFIED FINANCIAL PLANNER™
- CFA - Chartered Financial Analyst
- RICP® - Retirement Income Certified Professional®
- EA - IRS Enrolled Agent
We work virtually
Our physical office is in New Jersey but we're able to provide our full suite of services virtually thanks to our use of best-in-class systems and software
Next steps
- Check out our Services & Fees
- Learn more about Who We Are
- Read our monthly Newsletter
- Follow our contributions In the News
- Check out lots of retirement planning Free Resources