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Enjoy our monthly newsletter

Retirement Planning Insights is a monthly newsletter that provides practical retirement planning tips and info (and a sprinkling of random personal updates...)



Topics discussed in 2024:

  • How to lower your taxes in 2024
  • Understanding annuity guaranteed withdrawal riders
  • The S&P 500 is not the right benchmark for you
  • The Dow Jones Industrial Average should retire
  • Required Minimum Distributions from inherited IRAs
  • The optimal time to claim Social Security
  • How Social Security is taxed


Topics discussed in 2023:

  • Retirement Planning Education
  • SECURE 2.0 Act of 2022
  • The basics of annuities
  • After-tax "basis" in IRAs
  • Bank and brokerage failures
  • Capital gain income exclusion on selling your house
  • Understanding step up in basis
  • Spending during the three stages of retirement
  • Indexed Universal Life insurance background
  • How to use Indexed Universal Life insurance for retirement cash flow
  • The truth behind common Indexed Universal Life Insurance sales pitches
  • Is life insurance necessary in retirement?
  • Return of the podcast
  • Year-end tax planning tips


Topics discussed in 2022:

  • How to retire in 2022
  • Social Security survivor benefits
  • Tax return checklist and a new podcast
  • The four phases of retirement
  • Beware the "pro rata" rule with Roth conversions
  • Managing investments for inflation
  • Mutual fund capital gain distributions
  • Misconceptions about bonds
  • Alternatives to bonds
  • Changes to RMD rules on inherited accounts?
  • Investing in I Bonds
  • Is the 4% Rule dead?
  • What to do in bad markets
  • Facebook milestone and dividend investing
  • The 2022 Social Security Trustees Report
  • Getting to know MAGI
  • Q&A edition podcast
  • Tips for retiring alone
  • The value of retirement planning
  • The Inflation Reduction Act
  • Will you have to pay more for Medicare premiums?
  • Year-end tax planning tips
  • Don't give up on bonds and bond funds
  • Boosting your Social Security
  • Understanding Medicare
  • Who to consult if you're newly widowed
  • The proper names for Treasury bonds


Topics discussed in 2021:

  • Possible tax increases
  • Planning opportunities for the possible tax increases
  • The "percent of AUM" fee
  • Tax-efficient charitable giving
  • Retirement planning basics
  • Roth conversions
  • SECURE Act 2.0
  • Understanding bonds
  • States that tax Social Security
  • How gifts are taxed
  • Catching up on a retirement savings shortfall
  • Net Investment Income Tax
  • State tax-friendliness
  • Interval funds
  • Tax return season
  • 20 steps to prepare for retirement
  • Tax return checklist
  • New Coronavirus stimulus
  • Beginning of year tips
  • What to do with employer savings plan after retiring
  • Taxes on rental properties
  • Portfolio diversification
  • Tax planning podcasts
  • The 4% rule
  • Year-end tax planning


Topics discussed in 2020:

  • The SECURE Act
  • Annuities explained
  • How advisers can add value
  • The 3 stages of retirement
  • Tax returns
  • Social Security's future
  • COVID-19 update
  • The CARES Act
  • Estate planning overview
  • Retirement planning podcasts
  • After-tax vs Roth 401(k)'s
  • COVID-19 and Social Security
  • Health insurance before Medicare
  • Social Security widow(er) underpayments
  • Widow(er) tax penalty
  • Preparing for an (unexpected) early retirement
  • Mutual funds vs ETFs
  • Asset-based fee models are lazy and flawed
  • How advisors are paid
  • Hello TERP
  • Biden's tax proposals
  • Exceptions to the 10% IRA early withdrawal penalty
  • Possible IRA and retirement plan changes
  • Medicare premium surcharges
  • The pandemic's impacts on retirement planning
  • Year-end tax planning


Topics discussed in 2019:

  • Medicare open enrollment
  • Roth conversions
  • 403(b) investigations
  • Social Security spousal benefits
  • RMD changes
  • 401(k) and 403(b) rollovers
  • The SECURE Act