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e-Newsletter


Our monthly e-newsletter, Retirement Planning Insights, provides informative tips and info about tax-efficient retirement planning. Use the button below to:

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Facebook Group

Our Facebook group, Taxes in Retirement, is an interactive community dedicated to education in tax-efficient retirement planning. In addition to members having the ability to post questions and comment on others' questions, we also do a weekly Facebook live streaming session where we discuss in-depth a particular retirement or tax planning topic AND do live Q&A!


YouTube Channel

Our YouTube channel, Retirement Planning Demystified, has dozens of plain-English educational videos on various aspects of tax-efficient retirement planning. The channel also has the recordings of the weekly live videos from the Taxes in Retirement Facebook group. You can use the button below to:


Roth IRA Withdrawal Rule Summary

We created a clear and concise summary that explains when withdrawals from your Roth IRA may be subject to tax and/or 10% early-withdrawal penalty


Important Tax and Retirement

Planning Numbers for 2021

Courtesy of The College for Financial Planning


Flowcharts & Checklists

We subscribe to a service provided by fpPATHFINDER, a company that develops flowcharts and checklists for use in the financial planning community. While we do not have any involvement in the creation or content of the below materials, we're nonetheless happy to make these valuable resources available to you for FREE!


General Financial & Tax Planning:


Important numbers (2021)

Important dates

Important milestones

As a retiree, what issues should I consider when reviewing my 2020 tax return?

As someone who is working, what issues should I consider when reviewing my 2020 tax return?


Life Events & Aging:


What issues should I consider before I retire?

What issues should I consider if I experience a sudden wealth event?

What issues should I consider when getting married?

What issues should I consider during my divorce?

What issues should I consider for my aging parents?

What issues should I consider if my parent passed away?

What issues should I consider if my spouse has been diagnosed with a terminal illness?

What issues should I consider if my spouse passed away?


IRAs & Roth IRAs:


Can I make a deductible IRA contribution?

Will a distribution from my traditional IRA be penalty-free?

Can I avoid taking my RMD after reaching my required beginning date?

Can I contribute to my Roth IRA?

Should I contribute to my Roth IRA vs my traditional IRA?

Can I make a backdoor Roth IRA contribution?

Can I make a mega backdoor Roth IRA contribution?

Should I consider doing a Roth conversion?

Will my Roth IRA conversion be penalty-free?

Will a distribution from my Roth IRA be tax and penalty-free?


Pensions & Employer Retirement Plans:


Should I take my pension as a lump sum?

Should I contribute to my Roth 401(k)?

Should I rollover my dormant 401(k)?

Can I do a Net Unrealized Appreciation ("NUA") distribution?


Social Security:


Am I eligible for Social Security benefits as a spouse?

Am I eligible for Social Security benefits as a surviving spouse?

Am I eligible for Social Security benefits if I'm divorced?

Do I qualify for Social Security disability benefits?

Will I avoid Social Security's Government Pension Offset ("GPO")?

Will I avoid Social Security's Windfall Elimination Provision ("WEP")?

Will my Social Security benefits be reduced?


Healthcare & Medicare:


Will healthcare change as I transition into retirement?

If I retire early, should I buy health insurance through the health insurance marketplace?

Am I eligible for Medicare Parts A and B?

Will I be automatically enrolled in Medicare?

Will I avoid Medicare enrollment penalties?

Will I avoid IRMAA surcharges on Medicare Parts B and D?

Should I change my Medicare coverage during open enrollment?


Health Savings Accounts ("HSAs"):


Can I make a deductible contribution to my HSA?

Will the distribution from my HSA be tax and penalty-free?


Investments:


What issues should I consider when reviewing my investments?

Will I have to pay tax on the sale of my investment?

What issues should I consider during a recession or market correction?


Charitable Giving:


What issues should I consider when establishing my charitable giving strategy?

Can I do a Qualified Charitable Distribution ("QCD") from my IRA?


Estate Planning & Inheritance:


What issues should I consider before I update my estate plan?

Will I receive a step-up in basis for this gifted property?

Will I receive a step-up in basis for this inherited property?

Should I inherit my deceased spouse's traditional IRA?

Can I delay distributions from the traditional IRA I inherited?


Insurance:


What issues should I consider when reviewing my health and life insurance policies?

What issues should I consider when reviewing my property and casualty insurance policies?



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