Four podcast episodes about tax management in retirement planning

During the month of October, I was a special guest on each weekly episode of Roger Whitney’s podcast, The Retirement Answer Man. The topic for the month was “Retirement Tax Management.”

Roger and I broke down the four episodes into the following topics:

1. Why It’s Important – Lays the groundwork for understanding how and why tax planning and management is an important part of your overall retirement and financial planning.
2. Hidden Tax Bombs – Details a few of the often overlooked and lesser-known taxes many retirees may face. Includes an overview of Medicare premium surcharges (aka “IRMAA”), how Social Security is taxed, the widow/widower tax penalty and premium tax credits for Affordable Care Act health insurance.
3. The Tax Toolbox – Explains some opportunities to try to reduce your long-term tax obligations. Discusses things such as filling up your lower tax brackets, tax-loss and tax-gain harvesting, Roth conversions and Qualified Charitable Distributions (“QCDs”).
4. How to Incorporate Into Your Retirement Plan – Gives some recommendations for how to actually implement tax management within your retirement planning, whether you work with an advisor or are a DIY’er.

You can find links below to each of the four episodes:

1. Why It’s Important 
2. Hidden Tax Bombs
3. The Tax Toolbox
4. How to Incorporate Into Your Retirement Plan